“历史永远不会重演，而人类却永远会重演。.——伏尔泰在复杂的金融决策世界里, our choices are influenced by psychological biases that can lead to less-than-optimal outcomes. Anchoring,

这取决于你在企业生命周期中的哪个阶段, 企业继承可能有非常不同的含义. While revenue, expenses, profits, and opportunities for growth will always

Morgan Housel in his book, Psychology of Money, discusses a phenomenon that is the obsession of many but achieved by few: creating significant wealth, as quickly as possible. He says

Warren Buffet once remarked, “Someone is sitting in the shade today because someone planted a tree a long time ago.“种植和培育一棵树，直到它

All Good Things May Come to an End   The Tax Cuts and Jobs Act of 2017 (TCJA) received a great deal of attention for providing significant income tax savings

The past few years have presented a chaotic landscape of new rules and regulations related to federal income taxes. The recent passing of SECURE Act 2.0 in late 2022 created

全面财富规划的一个重要部分是遗产规划. 如果你已经投入了努力来定义你的目标, manage your cash flow, and save and invest toward

Are you interested in moving your finances in a different direction in 2023? 如果是这样，是时候计划你的旅行了. 就像所有的旅行一样，你的财务之旅也会

As Thanksgiving approaches, our thoughts often shift to loved ones and our communities. The season of giving also begins with Giving Tuesday taking place the week after Thanksgiving. Many people

In times of stress, 我们的自然反应是要么逃跑, 逃离威胁我们的东西，或者僵住，什么都不做, choosing to endure and hoping

Critical Actions for Success   Most business owners agree that having a formal transition strategy is important, yet 80% of owners don’t have one. It’s easy to delay the process,

在过去的六个月里, 国会通过了两项影响退休的新法律, charitable giving, and estate planning. 新的法律被称为“安全设置”

April 2020   Mitigation efforts to slow the spread of COVID-19 are affecting the daily lives of people around the world. Some 2.现在有60亿人网赌正规平台网址在政府统治之下

March 2020   Given recent events, extreme volatility, and understandable concern, we want you to know we are very much present and assessing new information as it becomes available. We

January 2020   The stock market reminded us again this past year that a perfect economy is not required to push stock prices higher. Rather, prices climb on signs of

August 2019   What is one to make of the markets over the past six months? First the stock market fell 20% and bond yields declined, both correctly predicting a

August 2018   The first three quarters of 2019 have produced unexpectedly strong results for bond investors. Slowing global economic growth, declining inflation expectations, 而宽松的央行政策也起到了作用

August 2018 Investors have shown increasing acceptance of passive investment strategies. Meanwhile, 也就是说，采用积极策略的基金, those with managers who strive to outperform their benchmarks—have lost market share

We all face risks as investors. Stock market volatility, interest rate changes, and permanent loss of capital are just a few of the many risks we confront in pursuit of

April 2018   How much can I spend each year without depleting my portfolio? 这是我们经常从客户那里听到的问题. 问题很简单，计算答案

January 2018   It’s not just people who like to take time off now and then. Apparently, volatility also enjoys some time off—at least that’s what this past year’s stock

2017年10月在开始本季度的讨论之前, I first want to extend from all of us at Goelzer our heartfelt sympathies to those who have suffered due to the

2017年4月“更高的利率可能即将到来.这是我们一年前在这些页面上分享的预测. 我们的预测是基于对更高通胀的预期

January 2017   The U.S. stock market was both a volatile and rewarding place to invest in 2016. 由于美国股市在年底大幅上涨.S. elections,

October 2016 Central bankers across the developed world continue to rely on low or even negative interest rates to spur economic growth. 由此导致的银行账户低回报和

July 2016   The chart below shows both the monthly prices and forward 12-months earnings for the S&P 500 Index since January 2000. What the chart makes clear is the

市场有一种让人筋疲力尽的方式. By moving in one direction or staying within a range over an extended period, markets convince people that the

2016年1月工业革命开始以来, 人们努力成为精通采矿的人, manufacturing, financing, and selling all types of goods. It became evident this

November 2015   Many investors are concerned with how to secure a reliable and growing stream of income. At Goelzer Investment Management, we believe the key to meeting your income

October 2015 Volatility is back. The stock market’s mostly smooth climb higher since 2012 was interrupted this past quarter with stock prices, at the worst point, declining by 10% over